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Prescription Prepayment Certificate (PPC) Savings Calculator

Work out whether a 3-month or 12-month PPC beats paying £9.90 per NHS prescription item.

12-month PPC
Cheapest option
£114.50
Annual cost (cheapest)
£360.70
Saving vs pay-per-item
Pay per item (£9.90 each)£475.20
3-month PPCs (4 per year)Saves £347.00/year£128.20
12-month PPCSaves £360.70/year£114.50
Cheapest annual cost£114.50

NHS Prescriptions cost £9.90 per item in England (frozen for 2026/27) — free in Scotland, Wales, and Northern Ireland. A 3-month Prescription Prepayment Certificate (PPC) breaks even at 4 items in 3 months; a 12-month PPC breaks even at 12 items in 12 months. Pay-per-item total shown is £9.90 × items × 12 months. This is guidance only — buy your PPC directly from the NHS Business Services Authority.

Figures use published NHS rates and are simplified estimates for guidance only — not medical or financial advice. Your actual eligibility or cost depends on your full circumstances; confirm withNHS.UK or a pharmacist before acting.