# PPC Savings Calculator — Free UK Tool | Pick My Pharmacy

URL: https://pickmypharmacy.co.uk/calculators/ppc-savings-calculator/
Description: Work out whether a 3-month or 12-month PPC beats paying £9.90 per NHS prescription item. Free, no signup — uses current UK rates (2026/27) and NHS…

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Prescriptions calculator

# Prescription Prepayment Certificate (PPC) Savings Calculator

Work out whether a 3-month or 12-month PPC beats paying £9.90 per NHS prescription item.

In short

The Prescription Prepayment Certificate (PPC) Savings Calculator on Pick My Pharmacy is free with no signup: Work out whether a 3-month or 12-month PPC beats paying £9.90 per NHS prescription item. Figures use current published NHS rates for 2026/27. A pharmacist can confirm what applies to you — compare GPhC-registered pharmacies after calculating.
NHS prescription items per monthCount each item on your prescription, not each visit12-month PPCCheapest option£114.50Annual cost (cheapest)£360.70Saving vs pay-per-itemPay per item (£9.90 each)£475.203-month PPCs (4 per year)Saves £347.00/year£128.2012-month PPCSaves £360.70/year£114.50Cheapest annual cost£114.50
NHS Prescriptions cost £9.90 per item in England (frozen for 2026/27) — free in Scotland, Wales, and Northern Ireland. A 3-month Prescription Prepayment Certificate (PPC) breaks even at 4 items in 3 months; a 12-month PPC breaks even at 12 items in 12 months. Pay-per-item total shown is £9.90 × items × 12 months. This is guidance only — buy your PPC directly from the NHS Business Services Authority.

Next step

## Find a GPhC-registered pharmacy near you

This calculator gives a fast estimate — a pharmacist can confirm what applies to you, dispense your prescription, or book the service you need. Compare verified pharmacies free.
[Compare Pharmacies](/compare/)[nhs prescriptions →](/services/nhs-prescriptions/)
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Figures use published NHS rates and are simplified estimates for guidance only — not medical or financial advice. Your actual eligibility or cost depends on your full circumstances; confirm with[NHS.UK](https://www.nhs.uk) or a pharmacist before acting.